The Insurance Claims Process In Rhode Island

If you have been injured in an accident, you have likely been approached by an insurance company with a settlement offer. While it can be tempting to take an offer and put your accident behind you, you should understand that insurance companies exist to turn a profit and rarely have your best interests in mind. The fact is, any initial settlement offer is unlikely to take into account the full scope of the damages you have suffered. That is why it is important to seek advice from an experienced lawyer as soon as possible following an accident.

At Karns Law Group, our attorneys have more than 60 years of collective experience helping accident victims. We understand the Massachusetts and Rhode Island insurance claims processes, and we can help guide you through this often complex web to help ensure that you receive the full compensation you are entitled to. Contact us online to schedule a free initial consultation with one of our lawyers to discuss your case.

Immediately Following An Accident

The insurance claims process is largely set in motion as soon as an accident or injury occurs. For example, if you suffer an injury in an accident, it is important to take notes and to get contact information from any witnesses, if you are able to do so. It is also helpful to take photos of the accident scene, if you can. If you were involved in a car accident or another accident where property damage occurs, it is also helpful to take photos of the damage prior to any repairs being made.

If you are contacted by an insurance company in the days or weeks following your accident, it is important to not sign any documents they provide you with until you speak with an attorney. These documents are typically designed to release negligent parties from liability, which can seriously impair your ability to recover the compensation you deserve.

The Legal Process

When you meet with our attorneys, we will collect any evidence you may have gathered, and we will get to work on our own investigation. This may involve surveying the accident scene and collecting expert opinions from medical professionals, economic specialists and others. This information will help us get a picture of the type of treatment you will need in order to make as full a recovery as possible, as well as help us determine the extent of lost wages and other damages you have suffered.

At this point, we will request a settlement from the responsible parties and their insurance providers. If our settlement request is turned down, you have the option of pursuing legal action. This will involve filing all of the necessary paperwork and pleadings with the court. Bear in mind that this does not mean your case will go to trial. It is possible for a case to settle at any time during the pretrial process. In fact, our willingness to go to trial often results in the other party offering to settle, although each set of circumstances is different. In any case, you can rely on us to fight for your interests every step of the way.

Contact Our Providence Personal Injury Attorneys

The insurance claims process can be lengthy and complicated. However, you should ensure that you position yourself to help recover the full and fair compensation to which you are entitled. We can help. Contact us online or call 888-KARNS-LAW to schedule a free consultation with one of our attorneys.