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Pedestrian - Wrongful Death Claim

In 2011, the Insurance Research Council estimated that roughly 14% of Rhode Island drivers were on the road with no car insurance. This is even slightly higher than the national average of 13%. While these numbers may not mean much on their face, they have a large impact when you are struck by a vehicle that falls into this 14% with no coverage for your property damage or injuries.

While these uninsured drivers are fined for their lack of mandatory insurance in the state of Rhode Island this still leaves you, the injured party, without any recourse if you do not have your own uninsurance policy. Uninsured/underinsured motorist coverage is not required by the state of Rhode Island but will be your only recourse in bringing a bodily injury claim if you are hit by one of the 14% that are driving in an uninsured vehicle.

It is important to note as well that your auto insurance premium will not necessarily increase if you should bring an uninsured/underinsured motorist claim against a driver deemed at fault therefore, order to protect yourself, I would encourage all drivers to carry this coverage on their auto policy.

If you or someone you know has been injured in an automobile accident, you need personal injury attorneys who know the law. Karns Law Group personal injury lawyers offer free consultations and no fee unless successful. Their experience in handling cases involving negligent drivers is extensive, and they are familiar with reviewing the kinds of data that can help prove negligence in an injury situation. Contact them now at either of their easy to reach Rhode Island locations in Providence at (401) 270-0023 and Middletown at (401) 841-5300 for an appointment.

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