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Dispelling common misconceptions about SSDI benefits

If you reside in Rhode Island and you have a disability that is severe enough to prevent you from working and earning a living, you may have reason to apply for Social Security Disability Income. Intended primarily for those who have disabilities that are substantial and long-term in nature, wounded warriors and parents of the disabled may also have cause to apply for SSDI benefits. The process involved in applying for these benefits can prove complicated, however, and many people receive denials when they initially apply. At Karns Law Group, we understand the ins and outs of the SSDI benefit application process, and we have helped many people whose claims were denied pursue appeals.

Per Everyday Health, many misconceptions surround the SSDI benefit program and process, but separating fact from fiction may improve your chances of having the U.S. Social Security Administration approve your claim or appeal. Among the most important things you should know when you apply for SSDI benefits is that simply having your doctor report that you need them may not be enough. While having your physician provide comprehensive documentation about your condition can certainly help your claim, ultimately, the SSA makes the final determination.

Many people pursuing SSDI benefits also mistakenly believe that once you get them, you have them for life. Typically, this depends on whether your condition may improve in the future. If so, you can anticipate having your situation undergo periodic review to determine whether you can maintain SSDI benefit eligibility. If your condition is unlikely to improve, you can still anticipate that your situation will undergo review every seven or so years.

Another common misconception about SSDI benefits is that only very few workers will ever need them. On the contrary, however, one in four 20-year-old workers with access to disability benefits will suffer a disability at some point before they retire. Find out more about SSDI benefits on our webpage.

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