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Secrets of Social Security Disability - Limitations and Averages

If everyone in Rhode Island completed a survey about Social Security disability, it is likely that none of the respondents would say they hope to be on SSD some day. The reality, however, is disability benefits exist for good reason. 

Accidents happen. Workers get hurt on the job and are unable to continue in their roles. Other unforeseeable circumstances cause employees to become unable to perform routine tasks they could once do with their eyes closed. When these things happen, SSD may be able to help.

Limitations of Social Security Disability

Not everyone qualifies for Social Security disability benefits, however, so it is important to outline who may and who may not. The Social Security Administration explains the federal government's strict requirement: "Social Security pays benefits to people who cannot work because they have a medical condition that is expected to last at least one year or result in death." The SSA notes some other organizations may provide funds for partial disabilities, but it does not.

Average wait times and approved cases

The Disability Care Center adds some important information about how long an applicant in Rhode Island may have to wait before attending a hearing and well as how often the state approves, denies and dismisses requests for funding. 

The average wait time for Rhode Island applicants is 13 months, according to the Center, almost two months quicker than the national average. The state approves less than 40 percent of cases and denies almost the same amount. It dismisses 25 percent of the cases it hears. 

In 2014, six percent of Rhode Island's population was receiving Social Security disability benefits. 

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